Should I focus on property or shares? What investments are right for me?
The investments that suit you will depend on factors like:
- - your objectives
- - how much risk you want to take
- - your age and timeframe for investing
- - whether you want a ‘hands on’ role in your investments
Property and shares can both play a role in investing for the long term. But everyone’s situation is unique and your financial adviser can help you decide on a strategy to suit your needs.
How can I manage investment risk?
Investment risk refers to the possibility of losing money, whether in actual dollars or ‘on paper’. Generally, the highest-performing investments involve the highest risk. The most effective strategy for managing risk is to diversify widely so your portfolio has protection against investments that don’t do well, plus exposure to a wide range of attractive opportunities. This may mean, for example, spreading your money across property, shares, bonds, cash and other investments. Your financial adviser can help you allocate your money according to your situation.